consolidation loan is always lower which helps in keeping the monetary outgo smaller. Credit card debt consolidation can be availed under two options of secured and unsecured forms. Secured credit card debt consolidation requires a borrower to place collateral with the lender in order to give a sense of the loan security. On the back of the collateral the borrower can ask for a bigger loan and interest rate can also be brought down further. Unsecured credit card debt consolidation however requires a borrower to furnish proof of his sound income and financial standing if any. Credit score of these people counts the most towards taking the consolidation route. So, before going to the lender, unsecured credit card debt consolidation seekers should make efforts to show some improvements in credit score by taking help of experts. The best way for credit card debt consolidation is finding the lender online. No fee is charged on online filing of the application and you get numerous loan offers. You can pick up the offer that has lower interest rate as per your budget. Credit card debt consolidation thus is sure shot way to eliminate debt of higher interest rate and lessens your financial burden. At the same time cut on unnecessary expenses so your monetary position improves. Title: Secured Debt Consolidation Word Count: 526 Summary: This article provides some useful advice to consider prior to taking out a home equity debt consolidation loan. It also compares debt consolidation to debt settlement. Keywords: Debt settlement , Debt reduction , Debt relief Article Body: If you have equity in your home and youÆre overextended with credit card debt with high interest rates, then it would be foolish for you not to consider taking out a home equity loan. After all, itÆs probably the only sensible financial product out there that can lower your debt without affecting your credit. In general, if it is available to you, then you may want to use a home equity loan to ease your debt burden before anything else, including debt settlement consolidation. Like most things, however, there are downsides to getting a home equity loan or refinancing your mortgage that must be considered before choosing a solution thatÆs appropriate to your individual situation. 1. Bear in mind the possibility of foreclosure. If itÆs even a question whether youÆll be able to afford the monthly payment on your debt consolidation loan, then avoid it at all costs. By securing the loan with your property,
piece
is
an
abstract
triptych
that
I
found
while
I
was
in
Atlanta
buying
religious
paintings
The
piece
was
called
Guardian
Angel
and
I
love
it
My
patrons
fell
in
love
with
it
as
well
They
have
asked
me
to
track
down
the
artist
and
see
if
he
has
anymore
religious
paintings
available
The
only
religious
paintings
that
I
actually
do
not
buy
are
ones
that
reflect
the
image
of
Jesus
on
the
cross
I
don’t
have
a
problem
with
them
some
of
them
are
extremely
well
done
and
would
more
than
likely
sell
well
but
my
investors
made
it
very
clear
when
they
financed
the
gallery
that
I
would
not
put
that
image
into
it
PPPPP
683
Ajello
Candles
The
motto
of
the
Ajello
Candle
Company
is
“It’s
better
to
light
a
candle
than
to
curse
the
darkness”
This
candle
making
company
has
been
in
business
since
1775
The
business
has
been
family
owned
for
seven
generations
The
candles
from
Ajello’s
are
well
known
for
their
beauty
and
quality
While
they
make
more
candles
now
than
in
1775
their
dedication
to
quality
and
to
customers
has
never
changed
The
Ajello
Candle
Company
was
founded
by
Rafael
Ajello
an
Italian
painter
He
was
also
a
beekeeper
so
he
tried
his
hand
at
using
bees
wax
to
create
candles
He
worked
hard
to
create
a
formula
that
worked
well
The
formula
combined
with
his
outstanding
artistic
ability
lead
to
the
birth
of
the
Ajello
Candle
Company
In
1785
the
company
earned
the
honor
of
creating
all
the
candles
for
the
Vatican
He
and
his
wife
ran
the
business
keeping
their
children
involved
in
the
processes
from
an
early
age
As
time
went
on
their
children
and
grandchildren
kept
the
business
running
as
well
as
passed
the
family
business
on
to
their
children
By
1862
the
company
had
established
itself
as
a
leader
among
the
candle
making
industry
They
had
also
added
perfumes
and
many
.
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